How To Handle A Car Crash Claim

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As a driver,there will come a time when your car is damaged in some way,either in a collision with another motor vehicle,or because of some other type of incident. To get reimbursed for damages to your car and/or personal injury,there are certain steps you will need to follow to file a claim.

For a property damage claimIf your vehicle has been damaged in the accident:

  • Report the damage to your insurance company as soon as possible
  • Exchange insurance information with any other drivers involved
  • Let your insurance company inspect your car before you take it in for repairs
  • Protect your car from further damages and losses. For instance,if a damaged fender is rubbing against the tire,have it repaired immediately because your insurance company will probably refuse to reimburse you for any extra damages
  • Save any documentation and receipts you receive to present to your insurance as part of the claim
  • Give your insurance company any further information they request from you for their investigation. Failing to do this could result in your claim being denied

After filing your damage claim,your vehicle will be inspected by an insurance adjuster to ascertain what the costs will be to repair your car. Your insurance company will then send you a check to reimburse you,taking into account the deductible you have chosen for your vehicle insurance policy.

For a bodily injury claimIf you were injured in a car accident,then following the steps below will help to make your personal injury claim get processed a lot easier and faster:

  • Take photos of the scene of the accident as well as your injuries
  • File a report with the police and ask for a copy of the report
  • Visit your doctor as soon as possible after the accident
  • Make notes of everything injury-related,including any activities or work time you might have missed because of your injuries
  • If necessary,hire the services of a-

Knowing exactly How to Handle a Car Crash Claim will go a long way to you being reimbursed in as short a time possible after your accident


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